Commerce Bank My Spending Card
- Request a reloadable prepaid Visa card from Commerce or activate a card online
The Commerce Bank mySpending Card is a debit card and is NOT a credit card. The card is issued by Visa and load limit will apply. The card is ideal for a teenager or can make a perfect gift for a birthday or wedding. The Commerce Bank mySpending card is SUPER easy to load and customers can add funds via online, by direct deposit (US Bank checking account), or at a Commerce Bank branch.
Please note…
- My Spending Card holders can receive balance updates via text alerts
- The card can be used anywhere VISA is accepted
- The Commerce Bank spending card can be requested online or purchased in person at any Commerce bank
- A Commerce Bank debit or credit card is required and you must have a Social Security Number to apply online
- Only US citizens are allowed to apply for the Commerce Bank mySpending Card (no illegal immigrants please)
- Must have two forms of ID when requesting the My Spending Card at a Commerce bank brick and mortar location*
- Adults can sign off for a card for minor’s but the minor must be 13 years of age or older
- Activate the card by calling 1-888-373-2883
- Cardholders can use Ingo Money app to add money the card
*driver’s license, state-issued ID with photo, passport or military ID can be used as a photo ID via Commerce Bank
The Commerce Bank mySpending Card can be used to make purchases online (i.e. Amazon, eBay) or over the phone (i.e. ordering through QVC). When ordering the Commerce Bank My Spending Card online allow up to 10 days for the card to arrive. Cardholders can withdraw up to $1,000 per day and up to $1500 during a 7 day period (fees may apply when using certain ATM’s).
